|
Assuris is a non-profit organization under Canadian Federal regulation to protect policyholders in the event that a life insurer should become insolvent. It is designed to allow a block of policies to be transferred to a solvent company, where the policies will continue to be honoured (similar to the Federal Deposit Insurance Corporation in the USA). Per the Office of the Superintendent of Financial Institutions: "Assuris' mission is to mitigate the impact on Canadian policyholders of the financial failure of a life insurance company." 〔http://www.osfi-bsif.gc.ca/app/DocRepository/1/eng/practices/supervisory/sup_guide_life_e.pdf〕 Every life insurer that is authorized to sell policies in Canada is required by the various provincial, territorial and federal regulators to become a member of Assuris. Assuris was founded in 1990 as CompCorp, changing their name to Assuris in 2005.〔(Assuris - Protection for your life insurance products )〕〔(CompCorp )〕 Policies are protected as follows: *monthly income, health expense, death benefits and cash values policyholders receive at least 85% of their promised benefits. *100% protection is provided by Assuris for amounts below the following cash values: Monthly income policies up to $2000, health expenses policies up to $60 000, death benefits on policies up to $200 000 and cash values up to $60 000 〔(How does Assuris protect my money? - ''The Globe and Mail'' )〕 The last insurer to have its policies guaranteed by Assuris was Union of Canada Life.〔(Assuris - Past Insolvencies )〕 ==References== 〔 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Assuris」の詳細全文を読む スポンサード リンク
|