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BTCJam
BTCjam is a company based in San Francisco, California, that provides a peer-to-peer lending service where people from around the world connect to borrow and lend using bitcoin. It is allowed to users in countries that lack a local credit score system to receive loans, based on an in-house credit-scoring algorithm. Its mission is to make credit affordable and accessible everywhere.
BTCjam was part of 500 Startups accelerator program and received investments from Ribbit Capital, Foundation Capital, and other venture capital firms. It has facilitated bitcoin loans for more than US$14,000,000 in over 120 countries worldwide.〔(【引用サイトリンク】url=https://btcjam.com/stats )〕
== History ==
BTCjam was founded in late 2012 in order to help people have access to affordable credit. In some developing countries〔 like Brazil, interest rates for personal loans can reach over 200% per year. Borrowers are unfortunately subject to aggressive predatory lending practices making credit difficult when not possible to be obtained.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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