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BankAmericard : ウィキペディア英語版
Bank of America

|num_employees = 200,000 (2015)〔
|divisions = Bank of America Home Loans, Bank of America Merrill Lynch
|subsid = Merrill Lynch
U.S. Trust
|homepage =
|footnotes = 〔Key people: 〕
}}
Bank of America (abbreviated as BofA) is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina. It is the second largest bank holding company in the United States by assets. As of 2013, Bank of America is the twenty-first largest company in the United States by total revenue. In 2010, ''Forbes'' listed Bank of America as the third biggest company in the world.
Bank of America provides its products and services through operating 5,100 banking centers, 16,300 ATMs, call centers, and online and mobile banking platforms. Its Consumer Real Estate Services segment offers consumer real estate products comprising fixed and adjustable-rate first-lien mortgage loans for home purchase and refinancing needs, home equity lines of credit, and home equity loans.〔(【引用サイトリンク】newspaper=Intelligent Investor (Company) )

The bank's 2008 acquisition of Merrill Lynch made Bank of America the world's largest wealth management corporation and a major player in the investment banking market.〔Cohan, William D. (September 2009), "An offer he couldn't refuse", ''The Atlantic''〕 According to the Scorpio Partnership Global (Private Banking Benchmark ) 2014 it had assets under management (AuM) of USD 1,866.6 Bn an increase of 12.5% on 2013.〔(【引用サイトリンク】title=Global Private Banking Benchmark 2014 - Scorpio Report )
The company held 12.2% of all bank deposits in the United States in August 2009, and is one of the Big Four banks in the United States, along with Citigroup, JPMorgan Chase and Wells Fargo—its main competitors. Bank of America operates—but doesn't necessarily maintain retail branches〔B of A has operations (for example, Merrill Lynch offices), but no retail branches in Alabama, Alaska, Hawaii, Louisiana, Mississippi, Montana, Nebraska, North Dakota, South Dakota, Vermont, West Virginia, Wisconsin, or Wyoming. ''(Bank of America Branches and ATMs ).'' Click "Browse locations by state." © 2014 Bank of America Corporation. Retrieved June 30, 2014.〕—in all 50 states of the United States, the District of Columbia and more than 40 other countries. It has a retail banking footprint that serves approximately 50 million consumer and small business relationships at 5,151 banking centers and 16,259 automated teller machines (ATMs).
Bank of America has been the subject of several lawsuits and investigations regarding both mortgages and financial disclosures dating back to the financial crisis, including a record settlement of $16.65 billion on August 21, 2014.〔()〕〔()〕〔(【引用サイトリンク】title=Bank of America to Pay $16.65 Billion in Historic Justice Department Settlement for Financial Fraud Leading up to and During the Financial Crisis )
==History==


抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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