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Barclaycard, part of Barclays Retail and Business Banking, is a global payment business. The ''Barclaycard'' was the first credit card introduced in the United Kingdom, coming into service in 1966. It enjoyed a monopoly until the introduction of the Access card in 1972. The 'Barclaycard' was not the first payment card to be issued in the United Kingdom though, Diners Club and American Express launched their charge cards in 1962 and 1963〔http://news.bbc.co.uk/onthisday/hi/dates/stories/september/10/newsid_3031000/3031968.stm〕 respectively. At the time American Express was seen as Barclaycard's main competitor. Barclaycard later became part of the Visa network but now offer MasterCard, Visa and American Express〔http://www.barclaycard.co.uk/personal/customer/cashback/guide〕 versions. Barclaycard claims it is Europe's leading issuer of credit cards with 10.4 million customers in the UK and 10.8 million outside the United Kingdom. Barclaycard's main offices are in Northampton, along with several floors at Barclays' corporate headquarters, One Churchill Place in Canary Wharf, London. ==Barclaycard UK== Barclaycard has 10.4 million customers in the United Kingdom,〔 issuing one in five United Kingdom credit cards. It is currently the leading United Kingdom credit card issuer. It is based at 1234 Pavilion Drive in Northampton in a specially designed building where it employs approximately 3,000 people. It is one of the main employers in Northampton. Barclaycard UK customer service representatives are based in India and the Philippines.〔(Barclaycard outsources United Kingdom customer service operations to FirstSource )〕 Barclays were the only major British clearing bank not to issue cheque guarantee cards, instead allowing its customers to guarantee cheques with their Barclaycard (on the basis that if a customer was creditworthy for a Barclaycard they were also good for issuing cheques). This practice ended in 1985, with the introduction of relaxed lending rules, and the introduction of the debit card ''Barclays Connect'', however, it was still possible to guarantee Barclays Bank cheques using a Barclaycard well into the 1990s. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Barclaycard」の詳細全文を読む スポンサード リンク
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