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DHFL is one of India’s leading housing finance company. The Company was founded in 1984 by late Shri Rajesh Kumar Wadhawan, with a vision to enable home ownership amongst the low and middle income customer segment in semi-urban & rural India. Today, DHFL has presence across 550 locations in India, and 2 international representative offices in UK & UAE. 〔(【引用サイトリンク】title=Dewan Housing finance Corporation Ltd – About Us )〕 These offices deal in a variety of home loan products. DHFL offers a vast array of Home Loan products, including Home Loan, Plot Loan, Construction Loan, Loan against Property, Mortgage Loans and Project Loans. The Company also offers a range of Fixed Deposit products that ensure high yield, safety and liquidity. DHFL is amongst the first companies in India to introduce insurance as a value-added product with housing finance.〔(【引用サイトリンク】title=Brickwork Ratings assigns "BWR AAA" for Dewan Housing Finance Limited's Proposed Long Term NCD Issue of 650 Cr )〕 DHFL’s credit rating has been recently upgraded to CARE AAA (Triple A) for its long term facilities, including Long Term Bank Facilities, Non-Convertible Debentures (NCDs) and Fixed Deposits (FDs). This is an important milestone in the 30 years of business and is a testimony to the strong processes and systems that DHFL has built over time. The Company has also been assigned BWR AAA from Brickworks Rating. ==Company history== DHFL was incorporated as "Dewan Housing Finance & Leasing Company Limited" on 11 April 1984 under〔(【引用サイトリンク】title=Welcome to Wadhawan Group )〕 the Companies Act, 1956 and obtained the Certificate of Commencement of Business on 26 April 1984. The Company was formed with an object to meet the requirements of the large middle and lower income segment of the Indian population. The Company went public in December 1984, with the object of strengthening the capital base and broad basing the shareholding. At present, DHFL has equity shares listed on BSE and NSE. In 2003-04, DHFL and its promoters acquired 91.22% equity stake in Vysya Bank Housing Finance Limited,〔(【引用サイトリンク】title=One Light. A Million Reflections : DHFL 26th Annual Report 2009-2010 )〕 This entity was later renamed to DHFL Vysya Housing Finance Limited. Not much later in 2010-11, DHFL promoted a housing finance company called "Aadhar Housing Finance Private Limited"〔(【引用サイトリンク】title=Aadhar Housing Finance Ltd )〕 (AHFPL). This was created chiefly for making housing finance more accessible to economically weaker sections of the society. During the year 2011-12, DHFL along with other purchasers acquired from BHW Holdings AG, Germany, 100% equity stake in Deutsche Postbank Home Finance Limited (DPHFL), a Housing Finance Company registered with the National Housing Bank. DHFL acquired 67.56% equity stake in DPHFL through its special purpose vehicle Subsequently the name of the DPHFL was changed to First Blue Home Finance Limited (FBHFL). During the year 2012-13, DHFL invested 48.50% in the paid up equity share capital of Avanse Financial Services.〔(【引用サイトリンク】title= Avanse Financial Services Ltd. )〕 Avanse is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India. It focuses on providing education loans for higher studies in India and abroad. In the month of November 2014, DHFL also signed Shah Rukh Khan as its brand ambassador which is the company’s first such brand association since its 30 years of being in the business.〔(【引用サイトリンク】title=Shah Rukh Khan becomes brand ambassador of DHFL )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「DHFL」の詳細全文を読む スポンサード リンク
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