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The e-Dirham is a payment tool introduced by the government of the United Arab Emirates with the aim of facilitating the collection of revenues of governmental and non-governmental service fees in a safe and secure way. The e-Dirham was initially intended for use by the UAE federal government, but it was later used by the local governments of the constituent Emirates, as well as by semi-governmental organizations and private enterprises. The e-Dirham was launched on 3 February 2001, making the UAE the first country within the Arab Region to introduce such a system countrywide. The e-Dirham has become widely available, and has many payment channels. The Ministry of Finance and Industry has worked and is still working on expanding payment channels. Currently available payment channels include * Electronic point of sale (EPOS) terminals * Over the Internet (E-Dirham Payment Gateway) * E-Stamp ==Card Types== The e-Dirham Cards can be described as a Secure Electronic Purse and currently have two versions as per the following: The Fixed Value Card The Ministry of Finance and Industry has made available the e-Dirham cards with fixed value for a number of denominations that can be bought at face value from a number of banks (e-Dirham Members). The current available denominations are AED 100, 200, 300, 500, 1000, 3000 and 5000. Those cards can’t be re-charged. But an applicant could use up to two cards to settle the fee of any one service he/she is applying for. The Government Client Card On 24 June 2001, the Ministry of Finance & Industry has launched a new card named as “Government Client Cards”. This represents the second generation of the e-Dirham. This card type is intended for frequent users of governmental services, and can be obtained by individuals or companies. The advantage of this card that it is personalized so that no one else could use this card except for the card holder which was originally issued to. Once issued this card will have a zero value loaded onto it. Then the card holder should go to the nearest e-Dirham member bank to have his/her card filled with any amount of money either by paying cash or through account transfer. Government Client Card Applications are available at the Ministry of Finance and Industry (Abu Dhabi and Dubai), as well as at the e-Dirham member banks for the individuals and companies to apply for. Once an application is approved then a Government Client Card is personalized and issued along with a PIN arriving in a secure envelope for the cardholder use only. The PIN will allow the card holder to benefit from various facilities through the 24 hours / 7 days IVR Tele e-Dirham Service (interactive voice response system), as well as through the Internet (Internet e-Dirham Service). The e-Dirham system was developed and implemented by GET Group. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「E-Dirham」の詳細全文を読む スポンサード リンク
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