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Esurance Insurance Services, Inc. is an American insurance company. The company, which is a wholly owned subsidiary of Allstate, sells auto, home, motorcycle and renters insurance direct to consumers online and over the phone offering services to nearly 90 percent of the U.S. population in 43 states. Its primary competitors are other direct personal auto writers such as GEICO and Progressive. Esurance has 1.5 million items-in-force,〔(【引用サイトリンク】title= Q1 2012 Allstate 10-Q )〕 and also serves as a shopping and comparison site for car insurance in the seven remaining states that it does not sell. Esurance has nearly 3,500 employees in 19 offices in North America. ==History== The company was cofounded by Jean-Bernard Duler, Jeffrey Goodman, Huyen Bui, David Griffin, and Charles Wallace. Its first round of $5.5 million in venture funding was led by Trinity Ventures and Palo Alto Ventures in May 1999 with a second round of funding of $34 million in October 1999 led by Redpoint Ventures and Global Retail Ventures. Esurance launched its website and started writing personal auto insurance in four states in December 1999,〔(【引用サイトリンク】title=Esurance Celebrates 10 Years of Innovation )〕 and was one of the early pioneers of online auto insurance. The company website was also one of the first to offer comparison quotes that allowed consumers to compare prices with other leading insurance companies. In 2000 Esurance was acquired by Folksamerica Holding Company, Inc. (a subsidiary of White Mountains Insurance Group). In 2004, Esurance was one of the first car insurance companies to offer discounts to same-sex partners. The company continues to support LGBT issues through a variety of corporate sponsorships and events, such as the Trevor Project.〔(【引用サイトリンク】title=Esurance Launches Campaign to Support Crisis Intervention for LGBT Youth )〕 Esurance also partners with auto glass claims service provider HSG on a “Save a Windshield, Plant a Tree” program that pledges to plant a tree for every Esurance customer who chooses to have their windshield repaired instead of replaced.〔(【引用サイトリンク】title=A Tree in Ohio with Your Name on It )〕 In May, 2011, Allstate announced that it had reached a definitive agreement with White Mountains Insurance Group to purchase Esurance and Answer Financial for approximately $1 billion. Allstate's acquisition of Esurance was completed on October 7, 2011. The company's headquarters will remain in San Francisco, CA. In November 2013, Esurance pioneered online homeowners insurance purchasing by offering their own product in Wisconsin. “Today, only 2 to 3 percent of U.S. homeowners insurance is purchased online,” said Esurance President and CEO Gary Tolman in a press release. “Much like the way Esurance pioneered car insurance online, making it quick and easy to quote and buy, we’ll change how consumers shop for and buy homeowners insurance.” According to Steve Lekas, Esurance’s director of Homeowner Product and Actuarial Management, a lack of consistency between carriers catering to a variety of customer needs made it impossible to define homeowners risk efficiently enough without an agent’s help; however, “()onsumers are becoming more and more familiar and comfortable shopping and buying online, and it is becoming something that people expect,” Lekas told ''PC360.'' “With these changes, the next step is for an insurance company, who really understands how to best help consumers shop and buy insurance online, to build that capability.” The insurer chose to debut the program in Wisconsin because the state domiciles one of its underwriting companies, said Lenkas, since Esurance underwrites its own homeowners and auto insurance policies.〔(【引用サイトリンク】url=http://www.propertycasualty360.com/2013/11/15/esurance-pioneers-online-homeowners-insurance-purc )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Esurance」の詳細全文を読む スポンサード リンク
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