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EverBank is an American diversified financial services company providing banking, mortgages, and investing services. It is based in Jacksonville, Florida, U.S. It operates through standard banking offices and through its Direct Banking division. EverBank Direct operates by telephone, mail, and over the Internet. As of September 30, 2012, EverBank had approximately $16.5 billion in total assets.〔Kritzer, Ashley Gurbal:("EverBank CEO Clements: 'Contrarian' thinking has created opportunity" ) Jacksonville Business Journal, November 27, 2012〕 ==History== While the roots of EverBank stretch back to 1961, the current incarnation was formed in 1994 when Chairman Robert Clements led an investor group in acquiring Jacksonville, Florida–based Alliance Mortgage Company. In 1998, Alliance Mortgage Company formed First Alliance Bank in Jacksonville, Florida, and shortly thereafter acquired Marine National Bank, also of Jacksonville, Florida. In parallel, Frank Trotter, Rob Foregger, Vincent Amato, and David Galland led another investor group to found EverBank as a national direct-to-consumer bank. The World Markets division of EverBank originated as a department of Mark Twain Bank, a small St. Louis, Missouri, bank that founded the WorldCurrency(sm) service in 1986. In April 1997 Mark Twain Bank was acquired by Mercantile Bank. EverBank acquired the world currency division from Mercantile Bank in April 1999. EverBank World Markets is still located in Brentwood, Missouri, a St. Louis suburb and provides certificate of deposit (CD) accounts in euros and other non–U.S. dollar currencies. EverBank also has a stock brokerage affiliate called EverTrade Direct Brokerage, also located in Brentwood, that provides conventional stock, bond, and exchange-traded fund (ETF) broker services for buying and selling publicly traded securities. On November 5, 2002, First Alliance Bank acquired EverBank and on February 2, 2004, the company took the name EverBank and EverHome for its consumer-facing operations. On May 21, 2007, EverBank agreed to acquire NetBank's direct banking and small business financing divisions and mortgage servicing portfolio. On 17 September 2007, Everbank announced that it was terminating this agreement, claiming that NetBank had been unable to comply with provisions regarding certain cash levels due to the 2007 subprime mortgage financial crisis. In 2008, Florida Trend magazine described EverBank as being one of the nation's largest online banks.〔Keller, Amy: ("Florida Companies With Promise" ) Florida Trend, September 1, 2008〕 EverBank's products include high-interest checking, money market accounts and CDs in addition to a suite of FDIC-Insured deposits denominated in foreign currency. EverBank participates in the Certificate of Deposit Account Registry Service (CDARS).〔(CDARS.COM – Institution Locator by Name )〕 The institution neither owns nor operates any ATMs, so they will refund ATM fees paid by checking account holders who send in the receipt, up to $6 per month.〔(Forbes.com – Best of the Web award in the Banking section )〕 Everbank may have been the first non-military, non-community bank offering deposits by check scanning for consumers.〔(BankFox.com – Deposit Checks Online With Your Scanner )〕 On May 28, 2010, EverBank announced that it had acquired all the deposits, substantially all of the assets, and certain liabilities of the Bank of Florida – Southwest, Bank of Florida – Southeast, and Bank of Florida – Tampa Bay (collectively "Bank of Florida") from the Federal Deposit Insurance Corporation (the "FDIC"), bringing its total assets to approximately $11.5 billion.〔(EverBank Acquired Bank of Florida )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「EverBank」の詳細全文を読む スポンサード リンク
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