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Expressnet is an interbank network connecting the ATM networks of seven major banks in the Philippines. It has the second-largest number of ATMs (largely due to the vast nationwide presence of BPI Express Teller ATMs) and the smallest number of customers and member banks. However, its strength among the interbank networks and the ubiquity of BPI ATMs have given birth to the Expressnet motto: "The Powerful Connection". At present, Expressnet has 3.5 million customers and has 2,213 ATMs operating 24 hours a day. It has been reported that lock, stock and barrel of Expressnet has been purchased by rival interbank network BancNet. The Expressnet brand is slowly being retired as a result, and recent BPI promotional collateral no longer shows Expressnet info and membership, particularly in their new releases of BPI Express Teller cards (where BPI no longer lists itself as a member of Expressnet). Full integration of its current infrastructure to the BancNet system is expected to be completed by mid-2016. ==History== Expressnet was founded on February 14, 1986, when the ATMs of Bank of the Philippine Islands (BPI) and its subsidiary, BPI Family Savings Bank, the founders of Expressnet, were connected for the first time. The first Expressnet transaction was also conducted on this year. Soon thereafter, in December 1991, Landbank joined the consortium, followed by HSBC Philippines in February 1992. Banco de Oro joined in April 1995, BPI Direct Savings Bank, another BPI subsidiary, joined in 2000 and HSBC Savings Bank, an HSBC subsidiary, became the latest Expressnet member on April 1, 2001. Expressnet and another Philippine interbank network, MegaLink, formed an alliance on May 6, 1997, with the main ceremony held at Ayala Center. This meant that 2.3 million Expressnet cardholders could use their cards with MegaLink ATMs, and 2.7 million MegaLink cardholders could use their cards with Expressnet ATMs. On July 13, 2005, Expressnet and BancNet signed a memorandum by executives of both networks. At present, all Expressnet ATMs advertise full connectivity with BancNet ATM cards & that BancNet currently maintains Expressnet's facilities. Expressnet is also known for its Express Payment System (EPS), which was at first the debit card system of the BPI Express Teller ATM card. In 2005, the network expanded to include cardholders of all Landbank E.A.S.Y. (Express Access for Savers like You) and Banco de Oro (both local and international) ATM cards. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Expressnet」の詳細全文を読む スポンサード リンク
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