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The FoolProof Initiative is a project by the (FoolProof Foundation ) that teaches financial literacy to consumers in the United States and Canada through a variety of programs. It uses video and audio, games and music in a modular system to teach complex as well as basic financial concepts such as understanding credit (finance) and credit score, getting a checking account or savings account, and knowing how to use credit cards. The Initiative, for instance, appears one of the most effective in reaching vulnerable young people overextended on credit card debt. 〔(CU Times ) Article.〕 Its motto is "Use Caution. Question Sellers. Rely on Research." ==Characteristics== FoolProof is a program designed by young people from across the world to help educate students about financial decisions in a friendly video format using real-life stories. The best part is that FoolProof can be used for free by anyone, no matter their financial aptitude, to help (young) people learn about money. 〔(AOL WallotPop ) Article.〕 Young people generally make common mistakes when it comes to their money. The FoolProof Initiative addresses these problems. Here is a list of the most common mistakes: * I don’t have to worry about credit (finance) yet. * Bad credit can’t keep me from getting a job. * All loan companies have the same rates. * All credit cards are alike. * Advertisements tell the truth. * It’s OK to bounce a few checks. * It’s OK to make minimum payments on a credit card. * Paying late occasionally can’t hurt my credit. * Fine print isn’t important. * Young people don’t have a credit score. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「FoolProof」の詳細全文を読む スポンサード リンク
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