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Equity sharing
Equity sharing, also known as shared ownership or in the US as housing equity partnership (HEP), allows a person to purchase a share in their home even if they cannot afford a mortgage on the whole of the current value. It is generally used in affordable housing, providing a "third way" of land tenure between home ownership and renting.
The remaining equity share may be held by the housebuilder, by a private investor or by a landlord such as a housing association. In some models the resident pays rent on that share.
==Types of equity sharing==
Public sector equity sharing implies some form of taxpayer subsidy and is seen by government as a useful tool of social policy, for example in allowing more first time buyers to access property ownership.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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