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Milaap
Milaap is an online fund-raising platform based in Bangalore, India and Singapore and was the first online microlending platform that enables non-Indians and non-resident Indians (NRIs) to make loans to India. By sourcing funds from individuals all over the world, Milaap claims to be able to eliminate the need for its partners' Micro Finance Institutions (MFIs) to borrow from banks.
Milaap and its field partners (NGOs and MFIs) facilitate and disburse the loans from online lenders to the borrowers. The loans are given out to borrowers at interest rates of 12-18%, 50% lower than existing interest rates available to microcredit borrowers. As of January 2012, working with four field partners, Milaap has raised USD $200,000 in loans and equity investment, from First Light Ventures, Unitus Seed Fund, and the Yunus Social Business Fund.
==Lending==
The website provides profiles of borrowers seeking a loan, listing their background and their need for the loan. Lenders can browse through the profiles, choose who they want to lend, and using their credit or debit card, make a loan online. The amount they choose to lend starts from USD 50 or Rs 1000. After the loan has been repaid, it will be returned to lenders as credits which they can either withdraw or re-lend to other borrowers.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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