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The Muthoot Group is an 127-year-old business house based in India. It has interests in Financial Services, Information Technology, Media, Healthcare, Education, Power Generation, Infrastructure, Plantations, Precious metal, Tourism, and Hospitality. The Muthoot Group operates in 25 states in India, and has presence in USA, UK and UAE.〔()〕 It is owned and managed by the Muthoot Family. The Group takes its name from the Muthoot Family based in Kerala. The Company was set up by Muthoot Ninan Mathai in 1887 at Kozhencherry, a small town in the erstwhile Kingdom of Travancore (Kerala). It was then later taken over by his son M George Muthoot who incorporated the Finance division of the group which was until then primarily involved in wholesale of grains and timber. The company is now managed by the third and fourth generation of its family members. The group is headquartered in Kochi, Kerala. The Group manages assets of over USD4 Billion. ==Retail Gold Banking== Muthoot Finance: Established in the year 1939 when M. George Muthoot ventured into financial services through a partnership firm under the name of Muthoot M. George & Brothers (MMG). MMG was a Chit Fund based out of Kozhencherry. In 1971, the firm was renamed as Muthoot Bankers, and had begun to finance loans using gold jewellery as collateral. In 2001, the company was renamed once again and came to be known as Muthoot Finance. Muthoot Finance falls under the category of Systematically Important Non-banking financial company(NBFC) of the RBI guidelines. The company has more than 4,250 branches spread across 23 states of India. Muthoot Finance, according to the IMaCS Research & Analytics Industry Reports ''(Loans Market in India, 2009 and the 2010 update to the IMaCS Industry Report 2009 )'', is the largest Gold Loan NBFC and has the largest network of branches for a Gold Loan NBFC in India.〔(【引用サイトリンク】title=India's larges gold financing NBFC, Muthoot Finance Ltd to offer loans against the security of gold Exchange Traded Funds )〕 Muthoot Finance is also the highest credit rated Gold Loan company in India, with a credit rating of AA- (CRISIL) and LAA-(ICRA) for its Long Term Debts and P1+ (CRISIL) & A1+ (ICRA) for its Short Term Debt Instruments. Muthoot Finance has played an instrumental role in organizing and professionalizing gold collateralized loans in India, a concept which emphasizes mobilising household Gold jewelry as an additional channel of credit to borrowers. The total gold holdings among individuals is estimated to be more than 20000 tonnes,. In the year 2010, Muthoot Finance privately placed 4% of its paid up capital to Private Equity – Barings Bank and Matrix Partners for Rs. 1.57 billion,. Later in the year 2011, Muthoot Finance publicly listed its shares on the two biggest stock exchanges in India National Stock Exchange of India and Bombay Stock Exchange. In terms of market capitalisation, Muthoot Finance Ltd is the second largest company in Kerala, first being Federal Bank. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Muthoot」の詳細全文を読む スポンサード リンク
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