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MySuper is part of the Stronger Super reforms announced in 2011 by the Julia Gillard-led government for the Australian superannuation industry. From 1 January 2014, employers must only pay default superannuation contributions to an authorised MySuper product. Given that the majority of employees do not deviate from their employers default fund, it is expected that the majority of Australians would be in a MySuper product from this date. ==What is MySuper== A MySuper product is one which complies to a regulated set of features, including: * a single investment option * a minimum level of insurance cover * an easily comparable fee structure, with a short prescribed list of allowable fee types * restrictions on how advice is provided and paid for, and * rules governing fund governance and transparency. The intention of the MySuper legislation is for market participants to create a range of easily comparable, relatively simple products, which in turn will focus competition on net costs and returns. The Australian Prudential Regulation Authority (APRA) will foster this competition by publishing fee tables for example. Superannuation funds have until 2017 to move existing default customers into a complying MySuper product, though many funds are simply renaming their existing default option, so that their existing customers are automatically included in a MySuper product. Customers must be given an opportunity to opt out of MySuper, with a minimum of 90 days' notice before the transfer. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「MySuper」の詳細全文を読む スポンサード リンク
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