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Oportun
Oportun, formerly known as Progreso Financiero, is a private loan company with more than 170 locations in California, Texas, Illinois, Utah and Nevada. It targets financially underserved Hispanics, many of whom have little or no credit history and who often do not qualify for credit from traditional lenders. The company is headquartered in Redwood City, California.
Oportun was founded in 2005, under the name Progreso Financiero, and made its first loan in 2006. Since that time, the company has disbursed over $1.9 billion in loans. Oportun was certified by the United States Department of Treasury as a Community Development Financial Institution in November 2009, and recertified in October 2013.
==Product==
Oportun offers unsecured installment loans of between $300 and $6,000, with payment terms from 7 to 35 months and payments due twice a month. Loan accounts are reported to the credit bureaus, which helps customers establish credit histories.
Oportun uses a proprietary credit scoring system to offer credit without collateral to borrowers who lack a traditional credit history.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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