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PrivatBank ((ウクライナ語:ПриватБанк)〔The correct romanization from the Ukrainian alphabet should spell ''PryvatBank''〕) is the largest commercial bank in Ukraine, in terms of the number of clients, assets value, loan portfolio and taxes paid to the national budget. PrivatBank has its headquarters in Dnipropetrovsk, in central Ukraine. In March 2014 was named by the American review Global Finance (magazine) as "the Best Bank in Ukraine for 2014"〔()〕 while British magazine "The Banker" in November 2013 named again the same bank as "the Bank of the year 2013 in Ukraine".〔()〕 According to Moody's Investors Service it has the best "Bank Financial Strength Rating" (BFSR) among all others rated banks in Ukraine. On 9 October 2013 Fitch Ratings rated PrivatBank 'A-(ukr)' with stable outlook and affirmed on 14 February 2014.〔()〕 On 13 August 2014 Standard & Poor's raised its rating outlook to 'stable' due to the better liquidity ratio than peers in the Ukrainian banking system. More than 30 thousand people are employed with the bank system. By the results of banking market survey, conducted by GFK Ukraine, PrivatBank services are used by one out of three Ukrainian banks clients (33.2%), and one out of four (24.9%) uses a wide range of services and considers PrivatBank as his/her main bank. Following the results of the first quarter of 2013 PrivatBank’s net profit has amounted to ₴624.232 million. As compared to the respective period of 2012 the Bank’s profit increased by 2.3 times and was more than 20% of the total profit of the Ukrainian national banking system, amounting to ₴3 billion for the first quarter of the year according to the National Bank of Ukraine. For the three-month period of 2013 assets of PrivatBank have increased up to ₴175 billion (17 billion euros appx.) and accounts of individuals increased by ₴1.5 billion up to ₴87.322 billion (8.1 billion euros appx). As for 1 April 2013 the bank’s equity was ₴18.959 billion. As for 1 April 2013 over 2.9 million customers use banking services at the outlets or via PrivatBank's electronic service systems daily. By 1 February 2011, PrivatBank provides services to 2.4 million retired persons in Ukraine, 3.4 million people get their salary using PrivatBank cards, 1 million students receive their educational allowances through PrivatBank. The bank's infrastructure in Ukraine includes 6′975 ATMs, 2′228 payment terminals, 35′486 POS-terminals, 3′303 branches and offices in cities and districts of the country. On the average, each day 1.5 million people use PrivatBank services. The bank's primary owners include Ukrainian businessmen and philanthropists, Ihor Kolomoyskyi and Hennadiy Boholubov, with the bank being at the financial and management core of their Privat business group. ==History== PrivatBank is one of the first private commercial banks, established in Ukraine. Decision on PrivatBank establishment was taken at the meeting of its founders on 7 February 1992. On 19 March 1992 the bank already passed its state registration.〔(General Information ), Official website〕 by Serhiy Tihipko was one of the founders〔(Political Pulse: Presidential field takes shape ), Kyiv Post (11 November 2009)〕 and the first Chairman of the Board. Privatbank was founded in Latvia in the year 1992. One of the first and oldest banks in Latvia.〔http://www.baltic-legal.com/banking-in-latvia-list-of-banks-privatbank-eng.htm PrivatBank - Baltic Legal (1992.)〕 At the very beginning PrivatBank had just one office and several computers. It was the first in Ukraine who introduce plastic cards and ATMs. PrivatBank was also the first financial organization in Ukraine to get international rating. In 1996 it became a full member of Visa International payment system and commenced the large-scale plastic card emission. In 1997 PrivatBank became the first Ukrainian bank to obtain rating statement from Thomson BankWatch International Rating Agency, and become a full member of Europay payment system. In 1998 the bank obtained its rating statement from Fitch IBCA International Rating Agency. In November 1998 the bank won a tender and was selected as a servicing bank authorized to perform in Ukraine the payments of the Swiss Holocaust Memorial Fund. In 1999 PrivatBank opened its International Banking Unit in Cyprus. PrivatBank branch in Nicosia was the first Ukrainian bank branch established abroad. In 2000 the bank was included in the group of banks authorized to pay compensations to Ukrainian citizens suffered from Nazi pursuit during the Second World War. In 2000 the PrivatBank’s form of ownership changed – on 6 July PrivatBank members decided on the bank’s reorganization from Limited Liability Company to Closed Joint-Stock Company. Thereupon, on 4 September 2000 the first Articles of Association of the Closed Joint-Stock Company Commercial Bank "PrivatBank" were registered. A significant event in the Ukrainian banking system was the start-up in 2001 of "Privat24" project, provided a number of customers with an opportunity to manage their accounts online in real time, perform regular payments, transfer funds, etc. In February 2002 PrivatBank emitted its millionth plastic card. In April 2002 PrivatBank representative was selected to Visa CEMEA (Central Europe, Middle East, Eastern Europe, and Africa) Board of Directors. In 2003, PrivatBank was named the best service quality bank by its Western Union clients. The same year the bank received STP Excellence Award from Deutsche Bank, confirming its professionalism in international payments. PrivatBank was the first Ukrainian bank to place Eurobonds in the amount of USD 100 mln at the European market. Besides, PrivatBank was the first in Ukraine to obtain Standard&Poor’s "B-" rating. International rating agency Fitch assigned the final long-term "B-" rating to Eurobonds of PrivatBank. By the decision of shareholders’ at the meeting on 30 April 2009 the bank’s activity was brought into compliance with the Law of Ukraine "On Joint-Stock Companies": relevant alterations were introduced in the bank’s Articles of Association, and the joint-stock company’s type was changed from Closed to Public. Also the bank’s name was changed to Public Joint-Stock Company Commercial Bank "PrivatBank". These changes became effective on 21 July 2009 (license of the National Bank of Ukraine No. 22 dated 29 July 2009). In 2010 PrivatBank increased its net profit by 30% - to ₴1.370 billion comparing to 2009. The bank’s assets over the above period grew by 32% and on 1 January 2011 made up ₴113.437 billion, customers’ loans and receivables increased by 36% to ₴101.855 billion, liabilities – by 34% to ₴101.557 billion, authorized capital – by 13% to ₴8.860 billion, and owners’ equity – by 16% to ₴11.880 billion. In March 2014 Russia put the Moscow subsidiary of Ukraine's Privatbank "Moskomprivatbank" under temporary administration, according to the Russian central bank to prevent its bankruptcy; but "Moskomprivatbank" chairman said the move was the result of "political tensions in relations".〔(Bitter times for chocolate factory in Russia-Ukraine crisis ), Reuters (2 April 2014)〕 On 2 April 2014 PrivatBank sold "Moskomprivatbank" to B&N Bank.〔 (Kolomoysky sold Russian "daughter", "Privat" ), Status quo (2 April 2014)〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「PrivatBank」の詳細全文を読む スポンサード リンク
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