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Venmo is a mobile payment service that is now a part of PayPal. It allows users to transfer money between one another using a mobile phone app or web interface. In the third quarter of 2014, Venmo processed $700 million of payments between people. Venmo strictly prohibits the use of their service to purchase merchandise. ==Service== Venmo is a mobile payment service that lets users transfer money to each other. Users sign up using their mobile app or on the Venmo website and they can find others who have created an account. Users have a Venmo balance that is used for their transactions. They can link their bank accounts, debit cards, or credit cards to their Venmo account. Credit cards have a 3% fee for each transaction.〔https://venmo.com/about/fees/〕 Venmo has claimed that its security is bank grade, and that personal and financial data are encrypted and protected on secure servers to guard against any unauthorized transactions,〔(【引用サイトリンク】url=http://fiscaltoday.com/venmo-app-make-share-payments/ )〕 however, these security claims have been questioned by journalists, security researchers, and the California Office of Business Oversight. A unique aspect of Venmo is its social aspect. When a user makes a transaction, the transaction details (stripped of the payment amount) is shared on the user's "news feed," and is shared to the user's network of friends. The transactions can be made private, but most users do not change the privacy settings. Venmo does not have any dedicated customer-support employees, nor is there any way to contact the company by phone or in person. The official contact methods (email or Twitter) often require more than 24 hours for a response.〔(【引用サイトリンク】url=http://www.slate.com/articles/technology/safety_net/2015/02/venmo_security_it_s_not_as_strong_as_the_company_wants_you_to_think.html )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Venmo」の詳細全文を読む スポンサード リンク
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