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Girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German Girocards are usually co-branded with MasterCard's Maestro/Cirrus or VISA's V PAY logo, allowing cardholders to use them in other European countries.〔(Postbank: V PAY ), Retrieved August 22, 2010.〕〔(Sparkasse debit card leaflet ), Retrieved August 22, 2010.〕〔(VR Bank debit cards picture gallery ), Retrieved August 22, 2010.〕〔(ING-DiBa: Paying with your card ), Retrieved August 22, 2010.〕〔(Commerzbank Banking Portal ), Retrieved August 22, 2010.〕 As another co-badging option, combined Girocard/JCB cards will be introduced in 2012.〔(New Cooperation in Payments Industry. German Banking Industry Committee Signs Frame Agreement with JCB ), Retrieved October 13, 2011.〕 == History == Originally, German banks formed an interbank network connecting virtually all German ATMs. The network used Eurocheque guarantee cards as ATM cards and did not have a name or trademark of its own. In 1991, the electronic cash debit card service was introduced using the same cards. The cards used for all three payment methods were simply known as Eurocheque card (German ''Euroscheck-Karte''). When the Eurocheque system was disbanded at the end of 2001, the cards could no longer use the Eurocheque brand. However, German banks continued to use the EC logo, which was simply re-interpreted as "electronic cash". Consequently, the cards were colloquially known as EC card (German ''EC-Karte''). However, the ATM network still did not have a trade name. In 2007, Zentraler Kreditausschuss introduced "Girocard" as a common name for electronic cash and the German ATM network. Girocard purports to be SEPA-compliant, even though cards are only issued and accepted within Germany. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「girocard」の詳細全文を読む スポンサード リンク
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