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microenterprise
In general, a microenterprise is considered a small business employing 10 people or less, and have a capital asset of less than PhP 3,000,000. Internationally, most microenterprises are family businesses employing one or two persons. These microentrepreneurs operate microenterprises by choice. Most microenterprise owners are primarily interested in earning a living to support themselves and their families. They only grow the business when something in their lives changes and they need to generate a larger income. According to information found on the Census.gov website,〔Census.gov〕 microenterprises make up 95% of the 28 million US companies tracked by the census. Microenterprise is a common aspect in business communities everywhere.
The terms microenterprise and microbusiness have the same meaning, though traditionally when referring to a small business financed by microcredit the term microenterprise is used. Similarly, when referring to a small, usually legal business that is not financed by microcredit, the term microbusiness is used.
== History of the concept ==
The concept of microenterprise and microfinance was pioneered in 1976 by Nobel Prize recipient Muhammad Yunus, founder of the Grameen Bank (Bank of the Poor), in Bangladesh. The bank was established for the purpose of making small loans to the poor − predominantly women – to help them obtain economic self-sufficiency. The fundamental principle behind the Grameen Bank is that credit is a human right. This strategy was highly effective as the bank grew exponentially; from fewer than 15,000 borrowers in 1980, Grameen bank had 2.34 million members by 1998, 7.67 million at the end of 2008, 97% of whom are women, and 9.4 million today. 〔http://www.grameenfoundation.org/our-impact/numbers〕
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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